:root{--navy: #0e2a4d;--navy-dark: #0a1f3a;--red: #d92b2b;--red-dark: #b81f1f;--ink: #1c2733;--muted: #5b6b7c;--border: #e2e7ec;--bg-soft: #f6f8fa;--white: #ffffff;--radius: 8px;--max: 1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.55}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{max-width:var(--max);margin:0 auto;padding:0 20px}.topbar{border-bottom:1px solid var(--border)}.topbar-inner{max-width:var(--max);margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{font-weight:800;font-size:1.15rem;color:var(--navy);letter-spacing:.2px}.brand span{color:var(--red)}.topbar-right{display:flex;align-items:center;gap:18px}.phone-link{color:var(--red);font-weight:700;font-size:1.05rem;white-space:nowrap}.phone-link svg{vertical-align:-2px;margin-right:4px}.btn{display:inline-block;padding:10px 20px;border-radius:6px;font-weight:700;font-size:.92rem;cursor:pointer;border:none;text-align:center}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-dark)}.btn-outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.5)}.btn-outline:hover{background:#ffffff1a}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-dark)}.btn-block{width:100%}.btn-call{display:inline-block;font-size:1.15rem;padding:16px 32px;margin:16px 0 22px}.btn-call svg{vertical-align:-3px;margin-right:8px;color:#fff}@media(max-width:640px){.btn-call{display:block;width:100%}}.nav{background:var(--navy)}.nav-inner{max-width:var(--max);margin:0 auto;padding:0 20px;display:flex;align-items:center;gap:28px}.nav a{color:#dbe4ee;font-size:.92rem;font-weight:600;padding:13px 0;display:inline-block}.nav a:hover,.nav 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var(--border);border-radius:6px;font-size:.92rem;font-family:inherit;color:var(--ink);background:#fff}.field textarea{resize:vertical;min-height:70px}.consent{font-size:.74rem;color:var(--muted);margin-bottom:16px}.consent a{color:var(--navy);text-decoration:underline}.feature-strip{margin-top:-28px;position:relative;z-index:2}.feature-strip .container{padding:0 20px}.feature-grid{background:#fff;border:1px solid var(--border);border-radius:var(--radius);display:grid;grid-template-columns:repeat(4,1fr);box-shadow:0 6px 18px #0e2a4d0f}.feature-item{padding:20px 16px;text-align:center;border-right:1px solid var(--border)}.feature-item:last-child{border-right:none}.feature-item .ico{font-size:1.3rem;margin-bottom:8px}.feature-item .label{font-weight:700;font-size:.88rem;color:var(--navy)}section.section{padding:56px 0}.section-tight{padding:40px 0}h2.section-title{color:var(--navy);font-size:1.5rem;margin:0 0 14px}.section-lead{color:var(--muted);max-width:780px;margin-bottom:28px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.tile{border:1px solid var(--border);border-radius:var(--radius);padding:20px;background:#fff}.tile h3{margin:0 0 8px;font-size:1.02rem;color:var(--navy)}.tile p{margin:0;color:var(--muted);font-size:.9rem}.tile-step .step-no{color:var(--red);font-weight:800;font-size:.82rem;margin-bottom:6px}.bg-soft{background:var(--bg-soft)}.blog-tile h3{margin:0 0 8px;font-size:1rem}.blog-tile a{color:var(--navy)}.blog-tile a:hover{color:var(--red)}.faq-item{border-bottom:1px solid var(--border);padding:18px 0}.faq-item:first-child{padding-top:0}.faq-item h3{margin:0 0 8px;color:var(--navy);font-size:1rem}.faq-item p{margin:0;color:var(--muted)}.with-sidebar{display:grid;grid-template-columns:2fr 1fr;gap:20px;align-items:start}.sidebar-card{padding:22px}.sidebar-card h2{margin:0 0 4px;font-size:1.1rem;color:var(--navy)}.sidebar-card .sub{color:var(--muted);font-size:.85rem;margin-bottom:16px}.sidebar-note{margin-top:16px;padding:16px}.sidebar-note h3{margin:0 0 10px;font-size:.95rem;color:var(--navy)}.sidebar-note .note-item{display:flex;gap:10px;margin-bottom:14px}.sidebar-note .dot{width:8px;height:8px;border-radius:50%;background:var(--red);margin-top:6px;flex-shrink:0}.sidebar-note .note-item strong{display:block;font-size:.88rem;color:var(--ink);margin-bottom:2px}.sidebar-note .note-item span{font-size:.82rem;color:var(--muted)}.page-hero{background:var(--navy);color:#fff;padding:46px 0;text-align:center}.page-hero h1{margin:0 0 10px;font-size:2rem}.page-hero p{color:#c6d2de;max-width:640px;margin:0 auto}.area-list{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.area-list .tile{text-align:center}.area-list .tile h3 a:hover{color:var(--red)}footer{background:var(--navy-dark);color:#c6d2de;padding:48px 0 20px;margin-top:40px}.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-bottom:32px}.footer-grid h4{color:#fff;font-size:.8rem;letter-spacing:.05em;text-transform:uppercase;margin:0 0 14px}.footer-grid a,.footer-grid li{display:block;font-size:.88rem;margin-bottom:8px;color:#b9c6d4}.footer-grid a:hover{color:#fff}.footer-grid ul{list-style:none;padding:0;margin:0}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;font-size:.8rem;color:#90a1b3;text-align:center}.cookie-banner{position:fixed;left:0;right:0;bottom:0;background:#0a1f3a;color:#cfd9e4;font-size:.8rem;padding:12px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;z-index:50}.cookie-banner a{text-decoration:underline;color:#fff}.cookie-actions{display:flex;gap:8px;flex-shrink:0}.cookie-actions button{border:1px solid rgba(255,255,255,.4);background:transparent;color:#fff;padding:6px 14px;border-radius:5px;font-size:.78rem;cursor:pointer}.cookie-actions button.accept{background:var(--red);border-color:var(--red)}.cookie-banner.hidden{display:none}.blog-post{max-width:760px;color:var(--ink)}.blog-post h2{color:var(--navy);font-size:1.25rem;margin:32px 0 12px}.blog-post h2:first-child{margin-top:0}.blog-post p{margin:0 0 16px;color:var(--ink)}.blog-post ul,.blog-post ol{margin:0 0 16px;padding-left:22px}.blog-post li{margin-bottom:8px;color:var(--ink)}.blog-post a{color:var(--navy);text-decoration:underline}.blog-post a:hover{color:var(--red)}.blog-post strong{color:var(--navy)}.crumbs{font-size:.82rem;color:var(--muted);margin-bottom:18px}.crumbs a{color:var(--navy)}.crumbs a:hover{text-decoration:underline}.mt-0{margin-top:0}.text-center{text-align:center}@media(max-width:900px){.hero-grid,.with-sidebar{grid-template-columns:1fr}.feature-grid{grid-template-columns:repeat(2,1fr)}.feature-item:nth-child(2){border-right:none}.grid-3,.grid-4,.grid-2,.footer-grid,.area-list{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.nav-inner{flex-wrap:wrap;gap:4px 18px}.topbar-inner{flex-wrap:wrap}.grid-3,.grid-4,.grid-2,.footer-grid,.area-list,.feature-grid{grid-template-columns:1fr}.feature-item{border-right:none;border-bottom:1px solid var(--border)}.feature-item:last-child{border-bottom:none}.hero-copy h1{font-size:1.7rem}.cookie-banner{flex-direction:column;align-items:flex-start}}